Our Courses
Three Courses, Set in Type
Each course addresses a specific area where adults in midlife often find themselves uncertain. The material is taught from real documents outward — not from abstract theory.
3 Weeks · RM 690
Plain Reading of a Payslip and EPF Statement
A careful, line-by-line walkthrough of your own payslip and EPF statement. Covers gross and net pay, statutory deductions, employer contributions, Account 1 vs Account 2, and the annual dividend. Annotated samples included.
- Understand every deduction line
- EPF Account 1 & 2 explained
- Annual dividend calculation
6 Sessions · RM 1,420
The Honest Cost of Borrowing in Midlife
Examines mortgages, hire purchase, credit-card balances, and personal loans with a shorter working horizon in mind. Covers effective interest-rate calculations and the asymmetry of compound interest. Includes a debt-mapping workbook.
- Effective interest-rate calculations
- Refinancing decision framework
- Debt-mapping workbook included
10 Modules · RM 2,250
Long-Term Care Planning Without Anxiety
Covers realistic costs of home care, day care, and residential care in Malaysia. Reviews medical and critical-illness insurance roles, practical financing approaches, and documentation needed when managing affairs for another. Planning workbook and a closing consultation included.
- Local care costs, realistically priced
- Insurance review framework
- Closing consultation included
Why Ironquill
What Sets the Approach Apart
These courses are written for people who have actual financial documents in hand — not for students beginning from zero.
Take the Next Step
Have Questions Before You Decide?
Common Questions
Questions People Usually Ask
Who are these courses written for?
The courses are written for working or recently retired Malaysian adults, typically between 40 and 65, who want to understand their own financial documents and decisions more clearly. No prior financial training is assumed. The tone is appropriate for someone who has been managing their own affairs for years but has not formally studied any of this material.
Are courses delivered online or in person?
Both formats are available depending on the cohort. In-person sessions are held at our Kuching office on Jalan Padungan. Online delivery is conducted via video call with downloadable course materials. Please ask when you enquire about your preferred format.
Do I need to bring my own payslip or EPF statement?
For the payslip and EPF course, yes — working from your own documents makes the material much more useful. Annotated sample documents are also provided, so you can follow along even before you locate your own. Your documents are never collected or retained.
Can I take the care-planning course if my parents are already elderly?
Yes. The long-term care course is relevant whether planning is just beginning or already underway. Some participants have found it useful precisely because a parent's situation has recently changed. The material does not assume you are starting from a comfortable position.
What is the payment arrangement?
Course fees are settled before the first session. Payment is accepted by bank transfer. The fee for each course is stated clearly: RM 690 for the payslip course, RM 1,420 for the borrowing course, and RM 2,250 for the care-planning course. There are no add-on charges.
Is there any follow-up support after a course ends?
The care-planning course includes a closing consultation. For the other courses, participants may email questions for a short period following completion. The scope is clarification of course material, not ongoing personal financial advice.
Find Us
Our Location in Kuching
31 Jalan Padungan, 93100 Kuching, Sarawak
Contact
Write to Us
Use the form below to ask about any course, request a schedule, or simply find out whether the material suits your situation. We respond within one working day.
Contact Details
Telephone
+60 82-417 296Address
31 Jalan Padungan
93100 Kuching, Sarawak
Malaysia
Office Hours
Monday – Friday: 9:00 am – 5:30 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed